Window Seat Design for Your Home

You can add much seating and storage space to window in you home by checking out the different window seat designs. Window design should be style and functionality and it is easy to add to window.

Planning the design: Window seats are attractive and useful to read a book or snuggle with a child.

You can design these window seats for any room, but it should have space. You have to analyze these questions before you select your design.

• what is the purpose of window seating, whether it is functional piece of furniture or just a decoration.
• How much you want to pay for this.
• How much space is there for window seat.
• If you want a window seat for storage, then how much do you want to open, if you want like a cabinet.

You can create window seats according to your wish, if you want more space then you can create more spacious window seats and if you want to create for storage purpose then according to that you can create window seating.

Window seat designs: You can get ready-made designs at your local home improvement stores and you can find out the designs through online. You have to plan carefully before you begin with window seat design. You ensure the measurement of the space of the window to get accurate dimensions. Based on the other chairs in room and window, the height of the seats will be decided.

There are many types of designs available to make a window seat, but you can also create window seat design according to your taste, style and convenience.

Know About ULIP

ULIP is a insurance plan, which is market linked. The way of investing the premium money is difference between ULIP and other insurance plans. General premiums like an endowment plan is invested in instruments, which are risk free like government securities and AAA rated corporate paper. And these ULIP premiums are invested in stock markets and in corporate bonds. So, it is attractive to individuals, because of this reason.

Benefits of risk protection and flexibility in investments are provided by Unit Linked Insurance Plan. Depending on the performance of the funds in the capital market, returns will be received by the investor in a ULIP. There is an option for an investor to invest in different schemes like equity funds, diversified funds, debt funds, balanced funds etc. Here the important thing is risk.

Transparency: If we compare with traditional investment plans, a transparent option is offered by the ULIP for the customers to plan their different life stage needs by market-led investments.

Savings and Insurance cover: Life insurance with savings at market linked returns are provided by ULIP. We can say ULIP as two in one plan because life insurance and savings are provided by the ULIP. It is not similar to the mutual-funds because those do not provide the life insurance cover.

Multiple Investment Options: There are multiple options for individuals to invest and it offers life insurance plan. Generally, ULIP comes with three variants like:

• Aggressive ULIPs in which 80 percent invest in equities and 20 percent in debt.
• Balanced ULIPs in which around 40 to 60 percent of investment in equities.
• Conservative ULIPs in which up to 20 percent investment can be done in equities.

The allocation of equity and debt are changed as per insurance company, these are generally designed options.

All You Need to Know About Nanny

A nanny is a person who takes care of a child or children of other family. Nanny goes to child's home in order to care of the child. Modern nannies may live in or out of the home, it depends on their circumstances and their employers.

Generally, nanny helps the children to participate in the social, emotional, and intellectual development. Nanny works with child in some areas like language development, potty training, social manners, and more. Nanny is requested by more parents to make a minimum commitment of one year to the job, to ensure that their children will have continuity in childcare.

A nanny takes care of your children. Nanny's job description will depend on ages of the kids and their requirements. Job description may include loving, nurturing child and creative activities, scheduling and encouraging play dates, attending story hours, reading books, helping with homework, driving to and fro for school activities, encouraging and supporting children in some activities, etc. There is no specific description for nanny, it depends upon child and parents and their requirements.

Families who want to give quality care for their children, who will give first priority to children, those families hire the nanny. If parents are expect full house keeping work and many other things then they will not give quality, gentle, competent care to their children. The maximum number of working hours for nanny can be 5-12 hours in a day or total 60 hours for five days work.

Know About Marijuana's Harmful Effects on Mouth

Marijuana is an illegal drug. THC is one of the main psychoactive ingredient in Marijuana. It causes a high feeling or sense of pleasantness in user's mind. The strength and harmful effects are based on the amount of the THC in Marijuana.

After taking Marijuana, there are some immediate effects such as dry mouth and throat. Users may experience thirst because of dryness of mouth and throat. Immune system will be affected by the long term use of Marijuana. Immune system protects body from infections and diseases. This is vital to maintain a healthy mouth and teeth. Calcium is an essential ingredient for teeth. THC affects the transfer of calcium through the body. Teeth get affected by long term use of Marijuana and it makes them more susceptible to tooth decay.

Long term usage of Marijuana causes risk of mouth cancer. Marijuana has many carcinogens than cigarettes. When a user smokes Marijuana, smoke will stay in lungs and it causes many diseases and it affects the working of lungs.

A person becomes sick when he smokes Marijuana, because of lower immune system. Low immune system capability and, chemical poisons are released by THC, linger in the mouth. Mhttp://www.blogger.com/img/blank.gifarijuana causes personality changes, so it leads to poor hygiene and the user pays less attention to personal care. Depletion in energy and lack of interest in activities in daily life such as brushing their teeth, flossing and rinsing. Lack of mouth care and marijuana smoking causes many teeth problems.

These are the harmful effects on mouth and they may lead to mouth cancer and also other cancers.